INDEPENDENT INSURANCE AGENCY Serving DC, Maryland & Virginia

Capital Point Insurance is an independent agency offering both personal and business coverage across the DC, Maryland, and Virginia metro. Personal lines include auto, home, renters, condo, umbrella, and life insurance. Business lines include general liability, professional liability (E&O), workers’ compensation, commercial property, commercial auto, cyber liability, and group benefits. Because we represent multiple A-rated carriers, we compare quotes side-by-side to match you with the right coverage at the right price.

Capital Point Insurance is headquartered in Potomac, Maryland (10220 River Road, Suite 207). We are licensed in Washington, DC (License #118731), Maryland (License #651), and Virginia (License #106492), and we serve clients throughout the DC metro area. We are also licensed in additional U.S. states — contact us to confirm coverage where you live or do business.

A captive agent represents one insurance company only — for example, a State Farm or Allstate agent can only sell policies from that single carrier. An independent agency like Capital Point Insurance represents multiple insurance carriers, which means we can shop your coverage across several A-rated companies to find the best combination of price, coverage, and service. If your needs change or a carrier raises rates, we can move your policy to another carrier without you having to start over with a new agent.

Capital Point Insurance has served the DC, Maryland, and Virginia metro for more than 60 years. We are a family-owned, independent agency headquartered in Potomac, Maryland, built on long-term, advisor-led relationships with the families and businesses we insure across the country.

To file a claim, call our office at 301-468-9600 during business hours (Monday–Friday, 9 AM to 5 PM ET) or email info@capitalpointins.com, and we’ll walk you through the process and connect you with the right carrier’s claims department. For after-hours emergencies, contact your insurance carrier’s claims line directly — the number is on your insurance card or policy declarations page. We advocate on your behalf throughout the claims process at no additional cost.

Yes. Bundling home and auto — or condo, renters, or umbrella with auto — through the same carrier typically saves 10–25% versus buying each policy separately. Because we represent multiple carriers, we can compare bundle discounts across several A-rated companies and quote the combination that delivers the best total value. Call us at 301-468-9600 or request a quote online to get started.