Yes. Most small businesses benefit from a Business Owner’s Policy (BOP) — a packaged policy that combines:

• General liability
• Commercial property (building, contents, equipment)
• Business income / business interruption
• Optional add-ons: cyber liability, employment practices liability, equipment breakdown

BOPs are usually 10–20% less expensive than buying each coverage separately and are eligible for most service, retail, office, and light-industrial businesses with under $5M in revenue. Larger or more complex operations move to a Commercial Package Policy (CPP) with more customization. Because we’re independent, we compare BOP quotes across multiple A-rated carriers — typically $750–$3,500/year for a small office or service business, depending on revenue, headcount, and operations.

Call us at 301.468.9600 for a side-by-side comparison.