DC has the Universal Paid Leave Act — up to 12 weeks of paid family, parental, medical, and prenatal leave, funded by an employer payroll tax. No employee contribution. Administered by DC government. Maryland is phasing in FAMLI (Family and Medical Leave Insurance), with contributions beginning 2026 and benefits beginning later in 2026 — up to 12 weeks of paid leave funded by both employer and employee contributions. Virginia has no state-mandated paid family leave program; employers offering paid leave do so voluntarily or via private insurance. For multi-state employers, this creates a real coordination challenge — we help structure short-term disability, supplemental benefits, and PTO policies to work cleanly alongside whichever state programs apply.