Yes — and grant-required insurance language is one of the most common reasons non-profits switch agencies. Federal grants, foundation grants, and government contracts often require specific carrier ratings (typically A-rated, A.M. Best), specific coverage types (commonly general liability, professional liability, workers’ comp, automobile, and cyber), specific limits, and additional-insured / waiver-of-subrogation language naming the grantor. We review grant requirements before placement, ensure carriers and limits comply, and issue certificates with the exact language required — usually same-day when you need them.

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