General liability covers third-party bodily injury and property damage arising from your premises and operations — a customer slipping in your showroom, a delivery truck damaging a client’s loading dock. Product liability covers harm caused by your products after they leave your facility and are in use — a consumer injured by a defective product, a contractor whose project failed because of a defective component you supplied. Most manufacturer policies include both under a “products and completed operations” extension of general liability, but limits, exclusions, and territorial coverage vary significantly. For manufacturers selling internationally, confirming worldwide coverage is critical.