Yes — although standard-credit principals get the best rates, specialty surety markets exist specifically for credit-challenged, newer, or higher-risk principals. Premium is higher (often 3%–10%+ of bond amount), and sureties may require additional collateral (cash, letter of credit, or third-party indemnity) for larger bonds. Many small license and permit bonds (MHIC, motor vehicle dealer, notary, freight broker) can be written even with significant credit issues — bonds with smaller penalty amounts and lower individual claim severity have broader underwriting appetite. Larger contract bonds (performance and payment) tighten more on credit but specialty programs still exist. We pre-qualify across the full market range.