Pricing varies significantly by profession, revenue, limits, deductible, and claim history, but rough ranges for a small firm (under $1M revenue, no prior claims) with $1M/$1M limits:
- Management or HR consultants: $1,000–$2,500/year
- Accountants / bookkeepers: $1,200–$3,500/year
- IT consultants / small MSPs: $1,500–$4,500/year (tech-E&O usually bundled with cyber)
- Marketing agencies / designers: $1,000–$2,500/year
- Architects / engineers: $2,500–$7,500/year (significantly higher for design-build)
- Financial advisors / RIAs: $1,500–$5,000/year depending on AUM and product mix
- Real estate professionals: $400–$900/year per agent (often via brokerage master program)
These are starting points — actual pricing depends on the specific carrier and risk profile. We model multiple options at every quote.
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