Major retailers (Amazon, Target, Walmart, Costco, Whole Foods, and most others) typically require sellers to maintain product liability insurance with $1M minimum limits ($2M aggregate is common), name the retailer as additional insured, and provide a current certificate of insurance. Some retailers require higher limits ($2M–$5M) for higher-volume sellers or higher-risk product categories. Amazon specifically requires coverage to begin once you reach $10,000 in monthly sales. We handle the certificate issuance and confirm the carrier and limits meet each retailer’s specific requirements.